Saturday, August 1, 2026
Home Blog Page 174

What’s a credit score and why is it important

Content sponsored by JP Morgan Chase

Your credit score is a number that tells a story of who you are as a customer. The good news is that understanding how it works and monitoring it can help you take control of the story over time.

Credit scores are determined by agencies called credit bureaus and are based on your accounts you have opened, and how and when you pay down debt. When you apply for credit, lenders check your credit score, credit report, credit history and other items to decide whether they will approve your request, and then how much they can offer you and what interest rate you will pay. Because of that, credit scores are important for your overall financial health.

“Understanding how credit works and what your score is, allows you to take control of your credit habits to achieve your financial goals. Credit plays a critical role in so many of life’s goals, from getting a cell phone to buying a home. The best advice is to start building credit before you need to use it,” said Avianca Verdugo, Bay Area Market Director.

Here are 5 key tips to help you make the most of your score and build it over time:

Learn your number. Knowing your credit score is the first step. There are many free credit check tools available that work by doing a ‘soft pull’ that won’t affect your score. One example is Credit Journey by Chase. You can also request your credit report from all three credit bureaus for free once a year. The Federal Trade Commission – a government agency that supports consumer rights—offers more information at https://consumer.ftc.gov. You can also visit www.annualcreditreport.com.

Know how your score is calculated. There are six key areas that make up a credit score:

  • your payment history
  • how much you owe on your debts or balances
  • new accounts or credit opened
  • credit checks
  • available credit
  • and your credit history or how long you have kept an account open.

These factors determine your score and influence any changes, however the most important one is making payments on time, which accounts for about 40% of the score[1].

Build your credit. Scores can range from 300 to 850. According to the credit bureaus, a score of about 700 is considered “good”[2]. To build your score, pay bills on time and consider setting up automatic payments. If possible, pay down any debt you can, and only apply for accounts you need.

Prepare for large purchases.  If you are getting ready to make a large purchase and plan to apply for new credit, such as a home or car loan, review your credit report and score to help you apply with confidence.  Credit scores and credit history help lenders determine how much credit they will offer and at what interest rate.  Sometimes, scores also can be affected by inaccuracies on your report, so checking ahead of time will help you identify and resolve potential issues before a lender does a credit check.

Only apply for credit when you need to. When you apply for new credit, lenders do a “hard pull”—which means getting access to your full report—which may cause your score to decrease. However, if you use credit monitoring tools, it results in a “soft” pull of information and does not impact your score.

Chase Community Center branches host workshops on credit health, as well as how to budget and save.  You can find out more visiting https://locator.chase.com/ca/oakland/3005broadway?jp_cmp=rb%2FLocalListings%2Faff%2Fbranch%2Fnay_source=1_MjgyNzY3OTEtNzE1LWxvY2F0aW9uLndlYnNpdGU%3D.

To access free information, tools and resources to help support your financial health, visit www.chase.com/financialgoals.

Portrait of family on sofa at home

 

[1] https://www.chase.com/personal/financial-goals/credit

[2] https://www.nerdwallet.com/article/finance/700-credit-score-good-bad#:~:text=A%20700%20credit%20score%20is,to%20credit%20scoring%20company%20FICO.

spot_img

Without SAT, ACT, what’s next for Cal State admissions?

by Mikhail Zinshteyn

 

March 31, 2022 – In the acronym soup of California public higher education, gone are two three-letter combos that led legions of students to plug their noses annually: The SAT and ACT are (functionally) no more.

After the California State University system formally ditched the SAT and ACT as admissions requirements last week, the state is now the first — and only — in the United States to have no public university accepting standardized test scores for admissions.

The Cal State system followed in the University of California’s footsteps, which swore off the SAT and any other admissions test last year.

Cal State officials and the system’s academic senate cited studies showing that high school grades better predict how well students will perform in their first year of college than test scores. Other data showed that predictive power only went up marginally when test scores were combined with high school grades; the makers of the SAT say the test’s predictive boost is significant. Critics have also long maintained that the SAT rewards students who have the financial resources to hire tutors or enroll in prep courses to improve their test scores, leaving low-income students at a disadvantage.

Both the UC and Cal State system are now “test-blind” — a rarefied club of 86 academic institutions and systems nationwide. Another 1,825 other campuses don’t require test scores but will still assess them if a student submits that information, a concept known as “test-optional.”

So, what will the era of admissions without tests look like at the nation’s largest public four-year university?

The future of Cal State admissions

Until the COVID-19 pandemic, the system’s 23 campuses chiefly admitted students based on a formula of high school grades and ACT or SAT scores. Only in the last two years, after suspending its SAT requirement during the pandemic, has the system relied on other factors.

The system’s Admissions Advisory Council plans to submit a final set of admissions eligibility criteria to the California State University Office of the Chancellor by late spring.

The recommendations will largely reflect the work the system did during the pandemic to replace its testing requirements with additional information about an applicant’s high school grades and socio-economic factors.

Currently, the minimum eligibility requirement is a 2.5 grade point average for California high school graduates and a 3.0 if the applicant isn’t a state resident. Another is to complete the required 15 courses in math, English, science, history and other subjects, known as A-G courses. Some campuses accept slightly lower GPAs but consider other academic and socio-economic factors.

The Admissions Advisory Council — in the first change to the system’s eligibility index since 1965 — is instead proposing that the minimum eligibility criteria include four factors:

  • the students’ GPAs for the 15 required courses;
  • whether students passed more than 15 of the required courses during their time in high school;
  • whether students attend either a high school that is near the Cal State campus to which they’re applying or attend a high school with a high percentage of students who receive federal meal subsidies because they’re low-income;
  • other socio-economic and interpersonal factors, such as whether students worked during high school, had no one else in their family complete college, had family commitments or volunteered.

The system is now developing the minimum GPA and weights for these factors. Once published, campuses will be able to use a formula to calculate whether applicants are eligible for admissions. It’s a quantitative approach that resembles use of an eligibility formula during the SAT era. Officials may continue to tweak it over time.

The Cal State system will roll out its new criteria gradually, giving it time to communicate the details to high school counselors. Current high school juniors who apply to enroll at a Cal State in fall 2023 will be admitted based on the current minimum eligibility criteria. Today’s high school sophomores seeking entry into a Cal State for fall 2024 will be admitted based on the current criteria or the new eligibility index in the works — whichever is more advantageous for them. Students applying for fall 2025 admissions will be governed by the new index.

Abandoning test-based criteria couldn’t come sooner for low-income students, said Cal State trustee ​​Krystal Raynes, an undergraduate at Cal State Bakersfield.

“I remember saving up my lunch money to take both the PSAT and the SAT because my parents didn’t know what that was and didn’t want to spend money on me taking a test,” she said at the March board meeting, a day before the trustees voted unanimously to ditch admissions tests. “Meanwhile I knew students who were prepping with tutors in junior high, so there’s definitely that economic gap there.”

Criteria for more competitive campuses

But minimum eligibility isn’t enough of a cut-off for numerous Cal State universities. Right now seven universities are fully impacted, a technical designation meaning a major, program or the whole university receives applications from more qualified students than there’s space. All but seven campuses have at least one major program that’s impacted.

The Cal State admissions policy plan is to allow these oversubscribed programs to continue using a combination of up to 21 different admissions factors to admit students. These overlap partly with the newly proposed minimum eligibility criteria but include other variables, such as grades in specific high school subjects, whether students qualify for an application fee waiver and their military status. No campus uses all 21 factors for admissions.

Like the minimum eligibility index in development, all of these factors are data the Cal State application already collects. The system software is sophisticated enough to calculate the admissions scores for each campus based on the admissions criteria they select.

Though the Cal State system admits 93% of the California high school students who apply, several campuses are far more selective. Cal Poly-San Luis Obispo, and San Diego State, the most competitive, admit only a third of their California freshmen applicants.

Spotlight on admissions criteria at popular campuses

Presently six of the 23 Cal State campuses won’t consider any in-state student with a GPA below a 2.5. Even within this group, campuses are using multiple factors to handle their influx of applicants by balancing academic and socio-economic factors.

“Unequivocally, I think it is a great move” to remove admissions tests, said San Diego State President Adela de la Torre. “If we’re going to talk about diversity and inclusion, you have to have metrics that reflect a broader set of criteria.”

The San Diego university expanded its criteria for admission for students entering last fall. Half of the admissions score is based on the GPA a student earned in the 15 required courses for entry. The other half includes the grades in math and science courses, foreign language, history and whether a student comes from a local high school. The university also gives extra points for signs of socio-economic hardship among students applying from nearby high schools or entering special programs for marginalized students, like for foster youth.

San Diego State will largely keep this formula beyond 2023, but like other campuses, it may change its weights and add more admissions variables over time.

Long Beach State guarantees admission to local high school students who meet the minimum eligibility requirements. Other students will be held to a higher admissions standard. All impacted Cal State campuses give some kind of admissions priority to applicants attending local high schools. Long Beach State has more than 50 public and private high schools in its local service area.

At Cal Poly-Pomona, 86% of the points in the admissions formula come from academic factors and 14% are based on non-academic areas.

Unlike the UC, Cal State has no admissions readers

The UC campuses hire hundreds of part-time application readers who undergo training to go through every application. The Cal States have no readers and never did. And unlike the UC, the Cal State application doesn’t ask students to provide essays or extended written responses.

UCLA hires 200 part-time readers who earn stipends of $1,350 to $2,500 depending on the number of applications they review. The university received nearly 150,000 freshmen undergraduate applications for fall 2022 enrollment, the most in the country. Other UC campuses shared that they bring on 50 to 160 readers; the numbers vary depending on each campus’s application volume.

The price tag for readers at UCLA is between $400,000 and $500,000. Meanwhile, the entire operating budgets of the admissions offices at Cal State Fullerton and Cal Poly-San Luis Obispo range from about $2.2 million to $2.4 million, respectively.

Cal State campus admissions officials will occasionally review individual applications, such as when a denied student files an appeal. Admissions teams also spot-check applications to see if students omitted required information. Plus some music and performing arts programs require applicants to submit portfolios that faculty then review.

For the record: This story has been corrected to reflect the accurate price tag for readers at UCLA.

spot_img

Tree of life sculptures by artisan Tiburcio Soteno put Metepec on the map

The noted ceramicist, recognized for his technique, creativity and innovation, died March 2

 

Shared/by Leigh Thelmadatter

Mexico Desconocido

 

On March 20, 2022, Mexico’s world of folk art lost one of its masters.

Tiburcio Soteno was not just a fine ceramicist, he was a central figure in a community’s struggle to maintain its identity in the face of sprawling urbanization.

For almost all of its history, Metepec, México state, was a rural farming community with an important pottery industry dating back to the pre-Hispanic period. Today, if you go into the town’s historic center, you can see that rural heritage in the church and the masonry houses, whose mortar joints are decorated with small pebbles to create a unique look.

However, that ancient charm stops abruptly a couple of blocks from the church as you enter an unending sea of often unpainted cinder block construction. Land prices driven up by local growth and the rise of bedroom communities catering to those working in the western part of Mexico City means that farming is all but extinguished here.

But pottery manages to hang on.

The oldest forms are utilitarian, especially the making of pots called cazuelas, which are often used for cooking mole sauce and rice. But in the last century, in response to changes in the market, many of the town’s artisans began shifting to decorative items, such as sun-and-moon wall decorations and mermaid figures.

But perhaps Metepec’s most important contribution to Mexican folk art is its “trees of life” sculptures.

Originally decorated candle holders, these winding, ornate tree sculptures have since taken on a life of their own, even losing spaces to put any candles. The most traditional of these is a tree with leaves and animals representing the Garden of Eden and figures of Adam and Eve. However, they have since evolved to include other themes; even the tree part itself can be stylized to the point that it becomes an abstract geometric support structure.

Metepec’s trees of life are most popular in central Mexico, including Mexico City, but are also well-known worldwide among Mexican folk art collectors.

The Soteno family has been instrumental in the development of these sculptures. Both of Tiburcio’s parents were potters, but it was his mother, Modesta Fernández, who began to experiment with more decorative pieces in the first half of the 20th century.

Her success changed the family’s fortunes.

All of Fernández’s children went into ceramics, and all started working when they were children. However, Tiburcio became the most recognized for his technique, creativity and innovation.

Over a six-decade career, he created numerous mermaids, Nativity scenes and even soldier figures. However, it is his work with the trees of life that earned him the title of “Grand Master of Folk Art” and led him to being included in Fomento Cultural Banamex’s prestigious registry of Mexico’s best artisans.

I was extremely fortunate to meet Maestro Tiburcio a few years ago at his family’s workshops. Like many intergenerational artisan clans, there is an informal apprenticeship system by which the next generation grows up with their hands in clay. A gracious host, Tiburcio gave us a full tour and demonstration. The fact that he had created works for museums and other collections around the world never went to his head.

His trees’ structures consist of a wire “skeleton,” over which clay is molded by hand. Then comes the arduous work of creating and placing the nearly infinite number of elements: for Tiburcio, only a few highly repetitive elements, such as leaves, were done with molds; everything else, including all the painting, was done freehand.

Tiburcio and his family have made pieces as small as several centimeters to those over five meters high, each with their own technical challenges. But it was their creativity that brought in commissions to create unique tree sculptures, such as ones based on the Laura Esquivel novel Like Water for Chocolate, on Dante’s Inferno, on the life of Juana Inés de la Cruz, and on the 2010 Bicentennial of Mexico’s Independence.

In fact, their success has led to most of the family’s business being special orders.

Tiburcio was instrumental in passing on his mother’s innovative spirit. Rather than resting on laurels, he encouraged following generations to continue to improve and innovate. The family is so prominent in Metepec because there are four generations of clay-working Sotenos.

And Tiburcio’s sons Carlos, Saul and Israel are all noted artisans, as is nephew Oscar, all with pieces in noted public and private collections in North America, Europe and Asia.

The maestro may no longer be with us, but he ensured that his legacy always will be.

— Leigh Thelmadatter arrived in Mexico 18 years ago and fell in love with the land and the culture in particular its handcrafts and art. She is the author of Mexican Cartonería: Paper, Paste and Fiesta (Schiffer 2019). Her culture column appears regularly on Mexico News Daily.

spot_img

Max Vargas has been named Vice President of Economic Justice

Latino Community Foundation names Max Vargas Vice President of Economic Justice

 

Submitted by De Alba Communications

 

SAN FRANCISCO, Calif. The Latino Community Foundation (LCF) today announced that Max Vargas, a nationally recognized policy, legal, and community leader, has been named Vice President of Economic Justice.

Vargas served as Senior Policy Advisor to Stockton Mayor Michael Tubbs where he advanced legislation to address housing access, executed climate justice initiatives, and led efforts for economic security and opportunity. During his tenure, Max also contributed to legal briefs in defense of immigrant families, an effective Census count, and health equity. Most recently, Vargas served as Deputy Director of First 5 California, overseeing legislative, policy, and media initiatives to increase child care access and secure paid family leave. Earlier in his career, Vargas worked for the California Legislature, workforce and transportation agencies, and the National Council of La Raza (now UnidosUS).

“Max is an impact-driven, people-centered leader,” said Jacqueline Martinez Garcel, CEO of LCF. “He has co-created, executed and informed systemic policy changes to advance equity and justice for Latino families across the nation. I am thrilled Max will bring his breadth and depth of experience to catalyze LCF’s work to build a more just and inclusive economy that works for Latino families.”

“I am honored, humbled, and ready to grow the economic security, mobility, and power of the Latino community,” said Vargas. “LCF has demonstrated that by leading with love, trust, and community we can meet any moment and strive for lasting, systemic change, and economic justice. The mission of LCF is personal for me and I am excited to build the future every Latino family wants for their children.”

Vargas is a former unaccompanied minor and political asylee from Peru and holds a B.A. in Political Science from the University of the Pacific and a J.D. from the McGeorge School of Law. Vargas is also an alumnus of the Rose Center’s Equitable Economic Development Fellowship and the Bloomberg Harvard City Leadership Initiative, and serves on the boards of Planned Parenthood Advocates Mar Monte and the Stockton Public Schools Foundation.

spot_img

Tenderloin community to launch The Sunday Streets Season on April 10, 2022

Transforming City streets into car-free park and shared living spaces for all

 

Compiled by the El Reportero‘s staff

 

Sunday Streets SF is back for the 2022 season, starting with a celebration of the Tenderloin community. Sunday Streets is San Francisco’s open streets program that transforms miles of city streets into car-free community spaces and creates opportunities to give back and uplift local businesses. residents and visitors can enjoy free outdoor recreation and performances

Featured programming includes Tenderloin Museum-sponsored Second Line procession with MJ’s Brass Boppers, GLIDE Memorial Church block party, Golden Gate Greenway pop-up greenery with St. Anthony Foundation, Tenderloin People’s Congress flea market, Tenderloin Community Benefit District youth activities, and Thai New Year marketplace hosted by the Tenderloin Merchants Association. For event details, visit SundayStreetsSF.com/Tenderloin.

Sunday Streets is a program of the nonprofit Livable City, presented in partnership with the San Francisco Municipal Transportation Agency, the San Francisco Department of Public Health, and the Shape Up SF Coalition. Additional City support comes from San Francisco Public Works, Department of Recreation and Parks, Police Department, SF County Transportation Authority, San Francisco Mayor London Breed and her offices, and the San Francisco Board of Supervisors.

On Sunday, April 10, 2022, from 11 a.m. to 4 p.m. on Ellis Street, Larkin Street, and Golden Gate Avenue.

For more information about Sunday Streets SF or local access needs, visit SundayStreetsSF.com. For details on Muni reroutes and parking changes, call 311 or go to www.sfgov.org/311.

 

ICA Cristo Rey Annual Business Lunch

This event brings together the San Francisco community around the common goal of investing in the next generation of our young women leaders. The Business Lunch Appeal will be in person on April 13, 2022.

Award Winners, 2022 CWSP Leader in Co-Education Award, KGO Television, ABC Channel 7 and David Rosati. 2022 Leader in Mission Award, Jenny Novoa ’86, Senior Director of Risk Management and Safety, Gap, Inc. Tickets $32 orchestra, $22 mezzanine.

Wednesday April 13, 2022 at 11 a.m. to 1:30 p.m. Hyatt Regency on the Embarcadero San Francisco, CA.

 

World Premiere Monument, Or Four Sisters (A Sloth Play)

The Magic Theatre (Sean San José, Artistic Director and Kevin Nelson, Managing Director) is pleased to announce the cast and creative team for the World Premiere of Sam Chanse’s Monument, Or Four Sisters (A Sloth Play).

Directed by Giovanna Sardelli, Monument, Or Four Sisters (A Sloth Play) will perform from May 11–29, 2022, at Magic Theatre’s Fort Mason location – Fort Mason, 2 Marina Blvd., Building D, 3rd Floor, San Francisco.

Single tickets range from $20 – $70 and are on sale now at MagicTheatre.org. Tickets are also available as part of a 2022 Season Pass (still available for a limited time).

spot_img

AMLO’s energy policies put US $10 billion in investments at risk, US warns

Trade Representative urges Mexico to ‘discontinue these concerning actions’

 

by Mexico News Daily

 

The United States government has warned that Mexico’s energy sector policies place US $10 billion in U.S. investments at risk.

United States Trade Representative Katherine Tai cited the 11-digit figure in a letter to Economy Minister Tatiana Clouthier last Thursday.

According to the newspaper Reforma, which saw the private letter, Tai said the Electricity Industry Law – which gives power generated by the state-owned Federal Electricity Commission (CFE) priority on the national grid over that produced by private and renewable energy companies – poses a great risk to United States energy projects in Mexico.

The Supreme Court on Tuesday is beginning debate on the constitutionality of the law, which was passed by Congress last year.

Tai lamented that Mexico’s energy policies haven’t changed despite the U.S. government’s efforts to collaborate constructively with its Mexican counterpart.

Several U.S. officials, including Tai, have raised concerns about the federal government’s energy policies and plans, including a constitutional bill that would guarantee 54% of the electricity market to the CFE.

Ambassador Ken Salazar acknowledged last month that United States energy companies are having problems securing the permits they need to operate without encumbrance in Mexico, while U.S.-owned fuel storage terminals have been shut down by authorities for allegedly unclear reasons.

Despite U.S. concerns, President López Obrador said Friday that he wouldn’t make any changes to his proposed electricity reform, and he is also determined to strengthen the role state oil company Pemex plays in the energy sector.

In her letter to Clouthier, Tai contended that United States companies are being treated arbitrarily in Mexico. Renewable energy sector investments are at greater risk now than at any previous time, the trade representative said.

Reforma noted that the $10 billion figure cited by Tai is more than triple the value of Mexican avocado exports to the United States in 2021, which totaled $2.8 billion.

Tai told Clouthier that she would consider all available options under the United States-Mexico-Canada Agreement to challenge energy sector policies that the U.S. believes violate the three-way free trade pact.

She urged the Mexican government to suspend laws and policies about which the United States has raised concerns, and protect the rights of U.S. investors.

Meanwhile, López Obrador claimed Tuesday that some opposition lawmakers would support his constitutional bill, which would also get rid of two independent energy sector regulators.

He said he had information that some legislators with the Institutional Revolutionary Party (PRI) and even a National Action Party (PAN) lawmaker would “rebel” and support his reform.

“I call for that, for them to rebel so that they are authentic representatives of the people and not employees of vested interest groups,” López Obrador said.

“They shouldn’t be traitors to the homeland, they should rebel, have the arrogance to feel free,” he said.

“… I also call on people to be alert, because debates [on the electricity reform] are going to start in the Chamber of Deputies … and we have to see who defends [private and foreign] companies,” rather than the state, López Obrador said.

“Because this has happened in other times. The PRI and the PAN came to an agreement when they still had the people fooled that they were different, and they voted for [the contingencies fund] Fobproa to convert private debt into public debt, and that enormous debt still exists,” he said.

With reports from Reforma.

 

Hundreds of Ukrainian refugees expected in Tijuana

Around 1,700 have already arrived in Tijuana in recent weeks and officials expect more to come

Up to 400 Ukrainians, 30 percent of whom are children, arrived in Tijuana last weekend, fleeing war in their homeland to seek asylum in the United States, immigration authorities said.

The migrants were placed in a temporary shelter Saturday at the Benito Juárez sports center, about 1 kilometer from the San Ysidro port of entry, according to officials. Around 1,700 Ukrainians have arrived in the city in recent weeks.

Enrique Lucero, Tijuana’s municipal migration affairs director, told the news agency Reuters that the city expects the refugees to keep arriving.
When migrants arrive at the shelter, they are given a number and entered into a queue to be processed at the border. They generally have to wait about 30 hours before being seen by U.S. immigration authorities.

About 10 California volunteers of Ukrainian origin arrived on Friday to welcome the migrants at Tijuana International Airport and help them with the immigration process.

The Baja California deputy minister for migration affairs, Adriana Espinoza Nolasco, said the shelter was created after there was an increase in the number of people arriving from Ukraine and congregating in an unsafe location near the border.

“People come directly to the shelter. Here they start by being assigned a number, and all this is down to the work of the volunteers. The shelter will be here indefinitely and will have everything necessary so that the people who are arriving can finish their process to reach the United States,” Espinoza added.

Nassar, a refugee from Kiev traveling with his two younger brothers, took residence in the shelter on Saturday. He aims to relocate to California, after having passed through Germany, Poland, Spain and Mexico City.

“I’m very grateful for all the treatment they are giving us, and I feel much safer seeing how they are receiving us and being in this shelter together with my brothers,” he said.

Many Ukrainian refugees have arrived in Mexico via the Mexico City and Cancún international airports, Lucero said. Almost 4.25 million people have fled Ukraine to various world destinations since the conflict started in late February, according to the United Nations. U.S. President Joe Biden said in late March that the United States would accept up to 100,000 Ukrainians to resettle in the country this year.

Meanwhile, a group of Russian refugees who spent a week camped at San Ysidro and were refused entry were quietly admitted into the U.S. at the end of March in a secret deal with Mexican officials, the news site Vice reported.

With reports from El Financiero, Vice and Reuters

spot_img

Mexico slips back into No. 1 position as United States’ chief trading partner  

Mexico, China and Canada have near equal trade values with the U.S.

 

by the El Reportero‘s

 

Mexico was the United States’ chief trading partner in the first two months of the year by a fine margin, knocking Canada off the top spot.

Mexico had US $113.19 billion trade with its northern neighbor in January and February, according to the United States Census Bureau, with an $18.4 billion trade surplus in Mexico’s favor.

China and Canada have almost the same value of trade with the U.S. as Mexico.

Fractionally behind Mexico, the second biggest trading partner with the U.S. over the two-month period was China, which had $113.18 billion of trade. Canada was third on $112.93 billion of trade, followed by Japan and Germany which both had less than a third as much trade with the U.S.

Economy Minister Tatiana Clouthier celebrated the news on Twitter.

“Today the United States Census Bureau gave us the news that during the first two months of 2022, Mexico was placed as the #1 trading partner of the U.S. with a total trade of $113.19 billion. We will continue to strengthen our productive integration,” she wrote.

Mexico fell to second place in 2021, surpassed by Canada, despite achieving a record trade surplus of $108 billion. Last year, Canada accounted for 14.5 percent of U.S. international trade, Mexico had 14.4 percent and China had 14.3 percent. In November and December, Mexico slipped to become the United States’ third largest trading partner.

However, the countries are far from equal when it comes to their U.S. trade surpluses: China was by far the biggest exporter to the U.S. of the three countries.

Speaking at a summit with U.S. President Joe Biden and Canadian Prime Minister Justin Trudeau in November, President López Obrador said economic integration was “the best instrument to face up to the competition derived from the growth of other regions of the world, particularly the productive and commercial expansion of China.”

He added at the time that the global economic imbalance could lead to eventual conflict. “In another 30 years, by 2051, China will control 42 percent of the global market and the United States, Mexico and Canada will be left with 12 percent, which in addition to being an unacceptable disproportion in the economic sphere, would keep alive the temptation of betting on the use of force to resolve this disparity, which would endanger all of us,” the president said, before urging the North American leaders to make the region more economically self-sufficient.

With reports from Milenio.

spot_img

“Cesar Chavez was my father-in-law and my boss for many years. Here’s what he taught me”  

Cesar Chavez’s movement brought new dignity for farmworkers as human beings, and respect for their rights as workers.

 

by Richard Ybarra

 

March 30 – Twenty-nine years after his passing in 1993, Cesar Chavez’s name and legacy continue to grow. Many young people born and raised since his passing are left to learn from those who were there, so they in turn can pass the proverbial baton to the generations that follow.

I was there. I was Chavez’s personal assistant for almost four years. At 22 years of age, a few months after his daughter Anna and I married, we spent Christmas with her family in Keene. As we were about to leave, Cesar Chavez asked me, “Why don’t you and Anna come live and work here?” I asked, “What would I do?” He answered, “You would work with me.”

Two months later, I left a well-paying job in San Diego and began our close association. The first month, I joined his personal security team. The second month, I took charge of that team. As we traveled, our relationship and my duties grew. I became his scheduler, personal secretary, speechwriter, political adviser, mood setter and constant companion. We found ways to laugh a lot as we did serious work across the U.S., Canada and Europe.

As we end National Women’s Month, I offer praise to my mother-in-law, Helen Chavez, who along with her husband Cesar, my wife Anna, and her seven siblings, started the farmworker movement, later joined by Dolores Huerta, who co-founded the National Farm Workers Association with Cesar Chavez. Without Helen Chavez, there would never have been a Cesar Chavez. She was the rock of the movement.

Cesar Chavez’s movement brought new dignity for farmworkers as human beings, and respect for their rights as workers. It was the first successful union by agricultural workers in the U.S. What most do not know is that his movement’s fervor to advance the plight and civil rights of farmworkers, Latinos and other working poor people overshadowed his interest in traditional labor activities.

In addition to promoting nonviolence, Cesar Chavez’s enduring lessons illustrated the importance of standing up to get things done, treating all people with dignity and never stopping to work for social justice. Teaching others to overcome fear was his top lesson.

My maternal grandfather, Juan Gonzalez, inspired me to join Cesar Chavez’s cause. He was the leader and organizer of the Lemon Grove school boycott and successful school desegregation court case. He also led farmworker strikes in San Diego and Orange counties in the 1930s. Like my mother, Minnie, I followed in my grandfather’s footsteps.

There are many memories from the nearly four years of working and traveling the country and world with Cesar Chavez as his personal assistant. We worked seven days a week, 15-18 hours per day, traveling by car or plane all across the country, attending marches and picket lines, from agricultural areas to speak about boycotts at universities. Some of the best moments were a private audience with Pope Paul VI; meeting Anthony Quinn and Loretta Lynn on “The Mike Douglas Show”; many private meetings with Dorothy Day, Coretta Scott King and the Kennedy family; and hundreds of hours spent inspiring farmworker families wherever we met them.

Chavez, who died at the age of 66, taught us to overcome fear by empowering farmworkers and other working poor. Small in stature, dark-skinned, with a fierce drive for justice, Chavez inspired generations and continues to inspire new immigrants to live in dignity and without fear.

When Robert F. Kennedy joined Cesar Chavez in 1968 at a mass in Delano celebrating the end of Chavez’s 25-day fast to promote nonviolent resistance, Kennedy called him “one of the heroic figures of our time.” When the Martin Luther King Jr. Center for Nonviolent Social Change presented Chavez with its Martin Luther King Jr. Nonviolent Peace Prize in Atlanta in 1973, King’s widow Coretta Scott King called Chavez “the rightful heir to my late husband Martin as the national leader of nonviolence.” At Chavez’s funeral mass, an audience of 40,000 farmworkers and people from all walks of life heard Cardinal Roger Mahony say, “Cesar Chavez was a special prophet to farmworkers.”

San Diego produced numerous full-time, $5 a week plus room and board volunteers for the farmworker movement. Linda and Carlos LeGerrette were the first, followed by Linda’s mom, Lil, and several family members. The Ybarra family, including our parents, Minnie and Mike, brothers Albert, Danny and primo hermano David Villarino, worked full time. Brother Sammy did part-time work and sang for the movement.

San Diego full-time volunteers who moved to the Central Valley included Katherine Atkins, Gary and Jackie Brown, Mike Castro, Jessie Constancio, Robert Hidalgo, Jim Hirst, Lynn Kirchner, Kathy Garren Ruiz, Juan and Berlinda Lopez, Ralph Magana, Mel and Pete Trejo, Vicky Campillo and Antonio Valladolid. An interesting farmworker volunteer note is that the four Ybarra brothers, David Villarino, Hidalgo, Hirst, Magana, Frank Archuleta, Valladolid, Silviano Curiel and John Velez all graduated from St. Augustine High in North Park.

There is one lingering controversy. In the 1970s, during grape and lettuce strikes, a few Chicano intellectuals began to tell a story of Cesar Chavez being against undocumented workers. I was in a number of these conversations between them. He always said, that unlike him, they did not have a constituency and could afford to be abstract. Since then, a number of Latino intellectuals and detractors have repeated that he had said, “I am against undocumented workers.” They conveniently left off the rest of his words, “who break my strikes or are used as strikebreakers. I represent undocumented strikers who don’t want anyone, documented or not, breaking their strike. If my own mother broke my strike, I would be against her.”

We all should find something to learn from his organizing and social justice lessons, like finding our voice and role in today’s discussions about equity, diversity and inclusion. Cesar Chavez passed on an energy and drive for social justice that must be carried forward from one generation to the next.

– Richard Ybarra serves as CEO of MNC Inspiring Success. He lives in San Francisco.

spot_img

California’s new benefits for undocumented immigrants are not enough, workers say

by Melissa Montalvo

 

April 5, 2022 Paula Cortez Medrano has worked in the agriculture industry since she arrived in the U.S. over 25 years ago.

She has labored in the heat of Fresno summers, picking onions, tomatoes, grapes, and garlic and in the freezing temperatures of local produce packing houses, where she would wear two layers of pants to stay warm while assembling frozen fruits and vegetables to be sold in grocery stores across the country.

She contracted COVID-19 during the pandemic and was sent home from work with only two weeks of paid sick leave. It took her 40 days to recover, but when she returned to her packing house job, she was turned away.

“They told me that they had no more work for me, that it was really slow,” she said in Spanish in an interview with The Bee.

The 66 year-old said she thinks she was turned away because of her age; they never called her back to work. Today, she sells tamales as a street vendor in central Fresno, earning an average of $80 a day, much less than the $15 per hour she earned in the packing house.

Because of workers like Cortez Medrano, California Democratic lawmakers want to extend unemployment benefits to undocumented workers, a proposal backed by a new report by the UC Merced Community and Labor Center which makes the case for why the California economy, workforce, and families would benefit.

Introduced last month by Assemblyman Eduardo García, a Democrat from Coachella, and currently under review in the legislature, AB 2847 would create the Excluded Workers Pilot Program, a two-year program that would provide funds to undocumented workers who lose their job or have their hours reduced during the calendar year 2023. The proposal, estimated at $597 million, plus administrative costs, would allow qualifying, unemployed individuals to receive up to $300 a week for 20 weeks.

The report, released Thursday, argues that undocumented workers play a key role in California’s economy, contributing an estimated $3.7 billion in annual state and local tax revenues. Additionally, these workers hold one in 16 jobs in the state, many of whom were deemed “essential workers” during the COVID-19 pandemic because of the risks they took working in the agriculture fields, meatpacking houses, and other key industries.

An estimated 2 million undocumented individuals live in California with about 1.1 million of that population participating in the workforce.

Of the 1.6 million workers in the central San Joaquin Valley, an estimated 7% are undocumented, the report states.

Nearly 38% of noncitizen workers, and more than 61% of children living with noncitizen workers, live in households earning less than a living wage and face chronic and severe housing and food insecurity, the report states. “Unfortunately, such workers face high rates of extreme hardship and do not have access to unemployment benefits.”

The report concludes that the challenges facing undocumented workers are only likely to increase as a result of a number of environmental challenges like wildfires, earthquakes, extreme heat, and drought, piled on top of the ongoing public health crisis the state is already grappling with.

Cortez Medrano said access to unemployment benefits from a pilot program would be “la gloria,” or glory, and that she would use such funds to pay rent, bills, and buy food during her time without stable work.

“I need the help – urgently,” she said in Spanish. “It’s high time.”

Beyond access to unemployment, Cortez Medrano said what she really wants is a work permit to make her job search easier. “I can still work,” she said.

High risk, few safeguards for undocumented workforce

UC Merced researchers found a relationship between in-person work, unemployment benefits usage, and the undocumented workforce.

Workers in the industries with the highest COVID-related deaths also reported the lowest rates of unemployment insurance use.

Immigrants made up nearly 60% of coronavirus-related deaths in California’s industries with the highest rate of pandemic-related deaths. Immigrants were the majority of deaths in agriculture at 83%, landscaping, 81%, food processing, 69%, restaurants and food services, 53%, and building services deaths, 52%.

Undocumented workers in these industries were especially vulnerable because they had no source of wage replacement in the event of job loss. They are excluded from collecting benefits, even though they contribute to the unemployment insurance system.

“Lacking a safety net benefit system, many undocumented workers often felt as if they had no choice but to continue working — facing unlawful working conditions that caused serious risks to their own and others’ health — in order to meet their financial commitments,” researchers said the report.

Access to unemployment benefits could have prevented some of these deaths. “When workers don’t have access to unemployment benefits, they’re more vulnerable,” said Edward Flores, professor of Sociology and researcher at the UC Merced Community and Labor Center.

On the flip side, researchers found that workers in industries that have low rates of in-person work and higher rates of unemployment use didn’t see such high increases in pandemic-related death.

Researchers concluded that “economic aid is an important tool that safeguards the health and wellbeing of workers and their families during a public health crisis.”

California offered some support during the pandemic. Undocumented workers were eligible to receive up to $1,700 in state funds: a $500 COVID-19 Disaster Relief pre-paid card and $1,200 from the Golden State Stimulus Fund.

Still, the report calculated these benefits were 20 times less than the $36,000 in economic aid that California citizen workers received from a mix of unemployment insurance, federal pandemic unemployment compensation, and federal stimulus aid during the first year of the pandemic.

Meanwhile employers in these industries reported record profits during the pandemic. In 2021, Fresno County saw record-breaking production, while meat processing company profits soared during the pandemic.

“Low earnings and a lack of a safety net, however, pose an ongoing threat to the economic stability and wellbeing of workers who created such wealth,” said the report.

Part of the solution, according to the UC Merced researchers, is for the state to address this “policy gap” by taking advantage of the budget surplus and lessons learned from the pandemic.

“It took the Great Depression to create the New Deal and a lot of the worker protections that exist today, like unemployment (insurance) or Social Security,” said Flores of UC Merced.

“Our state is at a similar historical juncture where we experienced a once-in-a-lifetime crisis, but then have an abundance of wealth to think about how to manage,” he said.

California saw a $38 billion state budget surplus in 2021 and a $31 billion surplus in 2022.

“This is an opportunity now for policymakers to close on the policy gaps not just for now, but also for any subsequent public emergencies that happen in the future,” Flores said.

California has extended state benefits to undocumented immigrants. In 2020, the state allowed qualifying low-income undocumented immigrants to qualify for the California Earned Income Tax Credit, a state tax credit worth hundreds of dollars. Last year the state made the historic move of offering public health care to undocumented Californians 50 years and older.

But not everyone agrees with the idea of extending benefits to the undocumented.

During the initial months of the pandemic, when California announced the $125 million emergency relief fund that provided assistance to undocumented workers, The Center for American Liberty and Dhillon Law Group filed a lawsuit to try to block the aid package Newsom had already approved.

Eulalio Gomez, a spokesperson for the Fresno County Republican Party, said the proposed program is a reflection of how Sacramento is “disconnected” from middle-class California residents.

Gomez said undocumented people do “work hard,” but he thinks providing them with unemployment benefits could attract more unauthorized immigration and hurt California’s citizen workforce.

“I think there could be negative impacts on unions and union members if you continue incentivizing people to come here,” he said.

But the UC Merced researchers say there isn’t any evidence this would happen.

“It hasn’t happened when we expanded health coverage; it hasn’t happened when we removed exclusions to the CalEITC (Earned Income Tax Credit),” said Ana Padilla, executive director of the UC Merced Community and Labor Center. “There is no reason to believe it would happen in this case.”

In addition, Padilla said, many recent migrants have been moving away from California in recent decades due to the high cost of living, which is causing the state’s workforce to shrink.

‘There’s no water, there are no jobs,’ say some Valley farmworkers

An estimated 852,065 immigrants in California lost their jobs when the pandemic first hit in the spring of 2020, including 357,867 undocumented workers, according to a separate June 2020 policy report from the UC Merced Community and Labor Center.

The state’s frontline workers are facing additional threats posed by climate change phenomena, which will impact the number of jobs available to such workers, resulting in displacement and income loss, said the report.

Already an estimated 8,745 full and part-time jobs were lost last year due to the drought in the Central Valley, the Russian River Basin, and Northern Intermountain Valleys regions.

The undocumented workforce has been in decline over the past decade, according to Flores of UC Merced, and the number of people retiring is growing — developments that are causing “seismic” demographic changes in the state’s workforce.

“We need to have a workforce that’s supported by the state that can continue to (afford to) live in the state,” he said. “Otherwise, the state’s workforce is going to continue to shrink and the economy is going to have trouble growing.”

Carlos Morales left his home in Coquimatlán, Colima, a small coastal state in Mexico, to work in California’s Central Valley over 15 years ago.

The 40-year-old has worked in Fresno County’s agriculture fields, harvesting crops like peaches, nectarines, plums, and more. Now he worries about future job prospects for himself and his fellow undocumented workers. “There are many fields where the farmers have stopped growing,” Morales said in Spanish in an interview with The Bee.

Word is starting to spread among certain parts of the county workforce that “no hay agua, no hay trabajo,” said Morales. “There’s no water; there are no jobs.”

If the proposed Excluded Workers Pilot Program is approved, California would join states such as New York and Colorado that have recently launched similar initiatives. New York’s Excluded Worker’s Fund has distributed $2 billion dollars to over 128,000 undocumented New Yorkers, while Colorado’s Left Behind Workers Fund distributed millions of dollars to thousands of undocumented workers.

As for Morales, he said he wants state and federal leaders to know that undocumented workers have labored constantly during the pandemic, and should be helped in return.

“Supposedly we were essential workers,” Morales said. “We’re making this country strong.”

“Volteen a vernos un poquito más,” he said. “Turn around to see us a little bit more.”

– Melissa Montalvo is a reporter with The Fresno Bee and a Report for America corps.

spot_img

NOTICE INVITING BIDS – The Peralta Community College District

The Peralta Community College District is calling for sealed Bids to be delivered to the Purchasing Department electronically (via Vendor Registry), until 2:00 P.M., on April 29, 2022.

In order to perform the work, Bidders at the time of the Bid Opening and for the duration of the project shall possess a valid California Contractor’s license and certifications in order to qualify to perform the Work: Class A or C-34 Contractors License. This is a Public Works project and will require payment of prevailing wages.  A Project Labor Agreement (PLA) is required for this project.  The successful Bidder will be required to sign a Letter of Assent agreeing to the terms and conditions of the District’s PLA in order to perform the work. Peralta CCD requires pre-qualification in order to submit a bid for this project. https://web.peralta.edu/purchasing/notice-to-bidders-for-public-works-projects/

The Laney College Pipe Relocation Project with EBMUD includes furnishing and installing approximately 275 feet of 36-inch earthquake resistant ductile iron pipe (ERDIP), 150 feet of 36-inch mortar lined and coated (ML&CS) steel pipe, and 20 feet of 8-inch ML&CS pipe, including all appurtenances, fittings, and performing related required work, located as shown on

Drawing W-11037-1 thru W-11037-12, and 900479. Work includes removing from service and removing from the ground approximately 280 feet of 36-inch diameter pipe. Fill with cellular concrete pipe segments that are removed from service but are not removed from the ground.

 

A Mandatory Pre-Bid Meeting will be held on April 12, 2022 at 10:00 A.M. via Zoom:

Conference Meeting ID 957 0840 4460. Register in advance for this meeting:

 https://cccconfer.zoom.us/meeting/register/tJEqd-Gsrj8uHNSXU-22bySylnB0PQ0OU1MN After registering, you will receive a confirmation email containing information about joining the meeting. A mandatory site-visit will take place on the campus on April 13, 2022, at 10am. Sign in at the Laney College campus, just east of the former Eagle Village location, near the estuary.

Copies of the Bid documents may be obtained by clicking on the following link: https://vrapp.vendorregistry.com/Bids/View/BidsList?BuyerId=4d041f6c-7568-4c8a-8878-c82684292a3c  or, by contacting the Peralta Community College District,  Purchasing Department, 501 5th Avenue, Oakland, California, 94606, Phone (510) 466-7225, Office Hours: 8:30 a.m. to 4:30 p.m.

Governing Codes:

GC 53068,

EC 81641

 

Publication Dates: April 1, 2022 and April 8, 2022.

spot_img