by Andrew Keshner

Nearly 90 million people have received their stimulus payments, the IRS says — here’s why you could still be waiting

The IRS started cutting stimulus checks in mid-April, and it’s already gotten money to nearly 90 million people.

That’s good news for everyone who’s received the payments and now has $1,200 in hand to use as they see fit as the country copes with the coronavirus outbreak and its massive health and financial consequences.

But it’s another source of stress for everybody who’s still waiting for their money.

Here are some reasons that you still may not have gotten a stimulus check — and, in some cases, what you can do to speed the process.

The IRS doesn’t have your bank-account information on file

Approximately 14 million Americans don’t have bank accounts, according to a Federal Deposit Insurance Corp. survey from 2017. That’s about 6.5% of American households.

The FDIC is urging people to open bank accounts so they can get their stimulus money quicker. (Consumers with bank accounts might also be bypassing pricey fees from check-cashing businesses — some of which can charge more than $100 to cash a stimulus check for a family of four, according to an analysis provided by Miami’s Mayor Francis Suarez in a MarketWatch op-ed.)

After opening a bank account, consumers can submit their banking information to the IRS. If they don’t file tax returns (some people don’t make enough money to file), they’ll need to submit the account information via an IRS website for people who don’t file tax returns.

See also: Claim Social Security benefits and still haven’t gotten your stimulus check? You’re not alone

People who have filed but did not give the IRS their banking information can submit direct deposit information through an IRS tool called Get My Payment. The tracking tool can also show payment status, but some people have complained that the tool doesn’t give them any information.

There are reasons for a non-answer, according to the IRS.

For example, it could be that the agency isn’t done processing the person’s 2019 return. It could also be that the person typically doesn’t file a tax return and has submitted non-filer information via the IRS web portal, which is still being processed.

“We update Get My Payment data once per day, overnight so there is no need to check more often,” the IRS says on its website.

A Spanish language version of “Get My Payment” will be available in a couple of weeks, according to the IRS.

You make too much money

Some people might not be getting a $1,200 stimulus payment right now because they make too much money.

The Coronavirus Aid, Relief and Economic Security Act, the legislation’s official name from which the acronym CARES ostensibly derives, authorized $1,200 payments to individuals making below $75,000 and $2,400 to married couples earning under $150,000. The program also pays parents $500 for each child age 17 and under.

The payments decline by $5 for every $100 above the $75,000/$150,000 threshold. Anyone making over $99,000 doesn’t qualify, nor do couples making over $198,000.

People who exceed the income limit might still have a chance at the money — next year. That’s because the stimulus payments are technically an advance credit for next year’s tax season. The credit is just being paid right now.

So if someone made too much money based on the income-tax returns they are filing now for 2019, they could still get the money based on the tax returns they file in 2021 for their income this year.

Someone else is claiming you as a dependent

Some young adults might be missing out on stimulus \money because their parents have claimed them as dependents.

When it comes to stimulus checks, the IRS counts a dependent as age 17 and under. But if the IRS is only reviewing a 2018 return, it could be looking back at a point in time when someone was a high-school senior when now they’re in college.

In one case, a 19-year-old college student told MarketWatch his dad claimed him as a dependent on his 2018 income-tax return. But as MarketWatch tax columnist Bill Bischoff noted, this student could still be eligible for a stimulus payment himself on his 2019 return.

The IRS also supplied some hope for young adults. It said someone graduating from high school this year will not receive a $1,200 stimulus payment if they are claimed as a dependent this year and claimed as a dependent next year. But, if nobody can claim the student during the next tax season, the student might be eligible for a $1,200 check at that point.

See also:Can you alter your 2019 taxes in order to qualify for the $1,200 stimulus check?

Glitches could be slowing delivery

Some national tax preparers offer advances on a client’s refund, with the money loaded onto a debit card. Yet that could mean the IRS might not be putting the stimulus money in the right account.

For example, H&R Block and Jackson Hewitt both have prepaid cards, and both said they are working to make sure all customers get the money they’re entitled to.

Debt collectors could be taking your money

Consumer advocates have pointed out the wording of the CARES Act does not prevent private debt collectors from seizing stimulus checks that suddenly come into a bank account.

A debt-collection trade group said members are “acting with compassion” at this time, but, even still, it noted, collectors wouldn’t know the source of money that suddenly comes into an account.

But Lauren Saunders, an associate director at the National Consumer Law Center, said there are steps consumers can take to keep their stimulus money out of debt collectors’ hands. One way is to cash your stimulus check without depositing it into your bank account, she said.

It’s also important to know state laws. Approximately 10 states plus Washington, D.C., and several other cities and counties are enacting orders preventing garnishment of stimulus checks, according to the National Consumer Law Center.

Your immigration status could be complicating matters

The government is paying the stimulus checks to U.S. citizens. The checks are also going to certain categories of non–U.S. citizens. This includes “legal permanent residents,” also known as green-card holders, according to the IRS.

But if someone still has a green-card application pending, they may not be getting a stimulus check, at least not any time soon, according to Washington, D.C., immigration lawyer Allen Orr. U.S. Citizenship and Immigration Services (USCIS) field offices, which administer in-person interviews before issuing green cards, closed temporarily in March because of the pandemic. As of now, offices are closed until June 3, USCIS said.

Orr, first vice president of the American Immigration Lawyers Association, had a client ready for a green-card interview on March 15 when the government office closed on March 14. “He’s out of luck with his stimulus check, which he would qualify for,” Orr told MarketWatch. Whenever the USCIS reopens its offices, Orr said, it’s likely green cards will be issued at a slower pace, meaning a slower payout of stimulus funds to new green-card holders.

Marriage to a green-card holder doesn’t necessarily mean a second stimulus check, Orr added.

If a spouse was married to a green-card holder and present in the United States before they received permanent-resident status, they, too, should be getting a check, Orr said. But if someone married a green-card holder afterward, they wouldn’t get the same benefit.

Receiving a stimulus check shouldn’t disrupt a person’s path to citizenship if they already have a green card, Orr said. “No one is giving you anything. It’s something you’re entitled to.”

Outpatients will be given low to medium doses for a maximum of seven days

by Mexico News Daily

MEXICO, May 23, 2020 –  The federal Health Ministry will use the anti-malaria drug hydroxychloroquine to treat 20,000 Covid-19 outpatients despite doubts about its efficacy and the risk of it causing an irregular heartbeat and even death.

The director of the National Institute of Medical Sciences and Nutrition told the newspaper Milenio that the health regulatory agency Cofepris has authorized the administration of the drug to patients recovering from Covid-19 in their homes.

José Sifuentes acknowledged that clinical trials have shown that high doses of hydroxychloroquine for a prolonged period of time can cause a range of side effects in Covid-19 patients but emphasized that the drug has been shown to reduce generalized inflammation in people with the disease.

In that context, he stressed that outpatients will be given only low to medium doses for a maximum of seven days starting in the early phase of their illness.

Sifuentes said that all patients receiving treatment with the drug will be closely monitored, explaining that the “careful follow-up” will occur at people’s homes and via telephone and video calls.

He said that 130,000 doses of hydroxychloroquine donated by the Swiss healthcare company Novartis will be distributed to national health institutes, regional hospitals and specialty hospitals, among other facilities. The use of the drug among ambulatory Covid-19 patients will commence next week.

The announcement of the plan came just two days after the World Health Organization (WHO) reiterated that the drug should only be used in closely-monitored clinical trials due to the potential side effects.

Michael Ryan, executive director of the WHO health emergencies program, said that hydroxychloroquine and the similar drug chloroquine have “yet to be found effective in the treatment of Covid-19” or to prevent the disease.

The medical journal The Lancet published a study on Friday that said that there were no benefits to treating Covid-19 with either drug and that their use actually increases the risk of dying for coronavirus patients.

In a study of 96,000 coronavirus patients, 18 percent treated with hydroxychloroquine and 16.4 percent of those treated with chloroquine died. For patients in a control group, the death rate was 9 percent.

Deputy Health Minister Hugo López-Gatell, Mexico’s coronavirus point man, is among a large number of medical professionals who have warned against taking hydroxychloroquine as a preventative measure against Covid-19.

But United States President Donald Trump, who has repeatedly promoted the drug as a Covid-19 treatment, was not dissuaded from using it to try to stave off Covid-19, the disease caused by the new coronavirus.

“A lot of good things have come out about the hydroxy,  you’d be surprised about how many people are taking it… before you catch it. …  I happen to be taking it…” he told reporters on Monday.

“Couple of weeks ago, I started taking it because I think it’s good, I’ve heard a lot of good stories. And if it’s not good I’m not going to get hurt by it. It’s been around for 40 years for malaria, for lupus, for other things. I take it, frontline workers take it, a lot of doctors take it …” Trump said.

Source: Milenio (sp) 

In another coronavirus news:

Mexican-made ventilator ready for coronavirus patients

The US $10,000 machines cost significantly less than those on the market

After a month and a half of development, biomedical engineers at the National Institute of Health Sciences and Nutrition Salvador Zubirán are ready to roll out a new ventilator for the treatment of Covid-19 patients.

The engineers developed the VSZ-20 based on an older Mexican model and consulted with doctors to make sure their new version met needs specific to the treatment of coronavirus patients.

“We needed precision equipment that gives the exact pressure and volume of air we need from the ventilator,” said Guillermo Domínguez Cherit, deputy director of critical medicine at the institute, which is operated by the Ministry of Health.

“Having our own resource, developed in this country, offers the advantage of not having to be looking elsewhere,” said Cherit’s colleague David Kershenobich.

Nearly all the ventilator’s parts were made in Mexico to circumvent the possibility of shortages on the global market in the future.

Engineers tested the ventilators on artificial lungs, as well as healthy pigs and pigs with pneumonia. The VSZ-20 has been approved by the Commission for Protection Against Sanitary Risk (Cofepris) and is ready to be used on people. Some 1,500 ventilators will be produced immediately for distribution by the federal government.

Each unit costs US $10,000, which is significantly lower than the typical market price of US $30,000 to $50,000.  The ventilators were manufactured and assembled with the help of a team from the beverage company Femsa, automotive component manufacturer Metalsa and the Monterrey Technological Institute.

“It is a very meticulous process,” said Carlos Guerra, Metalsa’s mechanical engineer, whose team worked long hours and weekends in order to get the prototype ready and will be producing the ventilators at their Nuevo León factory.

Another made-in-Mexico ventilator, scheduled for delivery May 15, has been delayed. The director of the National Council for Science and Technology (Conacyt) announced April 23 that at least 500 would be produced weekly, with the first delivery in mid-May.

The Ministry of Health said on Sunday that the machines had not yet been delivered.

Hospital occupancy in Mexico reached 39 percent yesterday, and 32 percent of all intensive care beds for critically ill patients requiring intubation were full. However, in hot spots those numbers are much higher. In Mexico City only 22 percent of intensive care beds are vacant, and in Guerrero that number is 40 percent, the news agency Infobae reported.

Source: Infobae (sp)

Doctor says under-equipped clinic has been overwhelmed

by Mexico News Daily

The governor of Baja California has warned that doctors are “falling like flies” in Tijuana due to a lack of personal protective equipment (PPE) amid the worsening coronavirus pandemic.

Jaime Bonilla made the remark in a video live streamed to social media on Monday, stating he was particularly concerned because doctors at the Institute of Social Security (IMSS) public clinic No. 20 in Tijuana who have become ill with Covid-19 also work at the city’s IMSS General Hospital.

“What concerns me … is that the General Hospital has the same doctors as [the] Social Security [facility]. We’re seeing now that they’re falling like flies because they weren’t given protection,” he said.

According to the newspaper El Universal, 21 health workers at the IMSS No. 20 facility have tested positive for Covid-19 and 15 others are suspected of having the disease. There is one confirmed case among workers at the IMSS General Hospital and six others are suspected of being infected.

One health worker who asked not to be identified out of fear that he would lose his job told El Universal that when patients with respiratory problems first started arriving at the No. 20 clinic, employees were not told that they were suspected of having Covid-19.

Julio (not his real name) also said that that staff don’t have sufficient PPE to protect themselves while treating coronavirus patients, explaining that hospital authorities expect workers to wear the same mask for as long as 20 days.

“My colleagues have had to buy their own [protective] equipment, … there are long lines to buy gowns and masks because they’re not giving us enough,” he said.

Health workers at the No. 20 clinic have also taken to social media to complain about the lack of PPE. One was Dr. Faustino Ruvalcaba, who posted a letter to Facebook in which he outlined the situation.

Eugenio Derbez, a famous actor and comedian and friend of Ruvalcaba, read the letter in a video posted to Twitter on Sunday.

According to Derbez, the letter said that the hospital was overwhelmed with both confirmed coronavirus patients and people who have been diagnosed with atypical pneumonia.

“The public has no idea what is happening in the hospital. The third floor was prepared for the exclusive use of patients with coronavirus, but it is already full,” he said, reading from Ruvalcaba’s letter.

“We don’t have the equipment and material to be able to protect ourselves. … What we are using is equipment bought [with money] out of our own pockets. We’re spending more than a quarter of our salaries … to buy equipment,” the letter said.

Derbez begged for help for the public hospitals on Mexico’s northern border, calling on citizens to donate items such as masks, gowns and goggles.

In response, the IMSS chief in Baja California accused the actor of spreading fake news. Dr. Desirée Sagarnaga Durante said in a video posted to Twitter that there was no doctor by the name of Faustino Ruvalcaba at the IMSS No. 20 clinic, charging that the letter was made up.

Her video, which had been viewed 1.5 million times as of Tuesday morning, triggered a social media backlash against Derbez, The San Diego Union-Tribune reported.

Derbez countered with another Twitter video posted beneath a message that read: “No … it’s not fake news. It’s sad that more time is being spent trying to hide the truth than saving lives.”

“There have been a number of attacks against me and the doctors saying that this is all a lie,” he said in the video. “I just hung up with doctors at the clinic and I want to tell everyone that what I say is true. … I don’t like to get involved in politics. I’m not attacking anyone,” Derbez said.

A reporter for the news website Noticias Ya subsequently tracked down Ruvalcaba, interviewed him and shared the video on Facebook. He confirmed that the situation at the IMSS No. 20 clinic is indeed dire.

“The epidemic has completely exceeded our weapons [to control it]. That’s clear,” Ruvalcaba said.

Governor Bonilla also came to Derbez’s defense, saying in his video address on Monday that while he may not have the complete and exact information about the situation at the IMSS clinic, many health workers there have become ill with Covid-19. He said that he has been worried about the IMSS health system since the beginning of the coronavirus pandemic.

“I felt that our Achilles’ heel was going to be the social security [system], because I saw a lot of detachment. There was no concern. I did not honestly see the social security delegation concerned about the issues,” Bonilla said.

For its part, IMSS said in a statement on Sunday that it “promptly attended and controlled an external contagion in several workers” at the No. 20 clinic in Tijuana.

The outbreak “was not attributable to [a lack of] personal protection equipment, nor to the care of suspected or confirmed [Covid-19] patients,” it said.

President López Obrador, meanwhile, blamed his adversaries. He told Tuesday’s press conference that “the conservatives” have launched a disinformation campaign that co-opts well known personalities to relay their message and “stop the transformation of Mexico.”

He cited an athlete, a recording artist and a comedian as being among those who have been recruited in order to “maintain the system of corruption.” Soccer star Javier “El Chicharito” Hernández, singer Thalía and now Derbez have all been critical recently of the López Obrador administration.

There were 368 confirmed cases of Covid-19 in Baja California as of Monday but state Health Minister Alonso Pérez Rico has acknowledged that the real number of cases is probably much higher.

Alheli Calderón, a medical researcher at the College of the Northern Border, said earlier this month that it is not plausible that Mexico’s northern border states have so few cases of Covid-19 compared to the states they adjoin in the United States.

California had more than 24,000 confirmed cases of Covid-19 as of Tuesday morning, according to a New York Times database, almost 2,000 of which are in San Diego, located just across the border from Tijuana.

Source: El Universal (sp), The San Diego Union-Tribune (en).