Tuesday, June 30, 2026
Home Blog Page 114

‘Differentiated Prices’: the program of 20 products that Milei agreed to counteract inflation

by El Reportero wire services

The Government of Argentina agreed with supermarket chains to apply a 20 percent discount to a list of mass consumption goods.

The Argentine supermarket chains launched the ‘Differentiated Prices’ program this Tuesday, after reaching an agreement with the Government of Javier Milei to maintain, on a provisional basis, a 20 percent discount on a list of mass consumption products.

The ‘Red Súper Argentinos’, made up of the Argentine Chamber of Supermarkets (CAS) and the Argentine Federation of Supermarkets and Self-Services (FASA), reported that the products designated for the basic basket will be available from this Wednesday, December 27 and for 60 days in all the country.

La Red announced the program after a series of meetings with the Argentine Secretary of Commerce, Pablo Lavigne, and the Undersecretary of Consumer Defense, Fernando Blanco Muiño.

However, this is a private sector initiative, which until now has not been announced by the ‘libertarian’ Government. From a discursive point of view, President Milei was always against price control policies and in favor of letting them “self-regulate” through the logic of supply and demand.

Continuity or free market?

However, the Differentiated Prices program appears to be the replacement for the Care Prices and Fair Prices programs, applied by the Government of Alberto Fernández to try to contain, without success, an inflation that exceeded 160 percent year-on-year in November.

Unlike the previous ones, this agreement, of which no further details were offered, covers a much more limited list of products than the previous ones, which exceeded 1,700 items. Furthermore, as supermarket chambers clarified, it does not imply a “freezing” of prices.

“In this new stage, without price controls, freezes and other forms of State intervention, businessmen contribute, voluntarily and temporarily, so that the inflationary scourge affects the purchasing power of consumers to a lesser extent,” said the Red Súper Argentinos in a statement.

“In this way, Argentine supermarkets reaffirm their permanent commitment to the country and the consequent support for the current management, offering essential products at very convenient prices for their customers,” says the released note.

The list would cover sugar, grass, noodles, flour, oil, salty and sweet cookies, eggs, milk, bread, legumes, tomato puree and dulce de leche. Also soft drinks, tea, cooked mate, toilet paper, toilet soap, bleach, kitchen rolls and detergent.

After winning the elections, the current president, Javier Milei, recognized that in the first months of his Government, which has already begun to apply a harsh adjustment, there will be a situation of “stagflation”, but he promised to “finish it” in two years at most. with skyrocketing inflation, a chronic problem in Argentina.

López Obrador confirms that his last year of government will be dedicated to the revolutionary Felipe Carrillo

The president of Mexico, Andrés Manuel López Obrador, confirmed this Tuesday that 2024, the last year of his government, will be dedicated to the Yucatecan politician, journalist and revolutionary Felipe Carrillo Puerto, murdered on January 3, 1924.

“He was with (Emiliano) Zapata, he was a revolutionary and then he governed Yucatán and he governed for the poor, for the indigenous people; education and the participation of women in public life were greatly promoted. And it is history, it is legend in Yucatán, in the people of Yucatán, so that is why we are going to dedicate the last year of the government to him,” López Obrador said in his morning press conference.

Jeanine Áñez and Fernando Camacho are formally accused in the context of the ‘Coup d’état I’ case in Bolivia

In Bolivia, the Public Ministry presented a formal accusation, requesting between 15 and 20 years in prison for eight of those involved in the ‘Coup d’état I’ case. The governor of the department of Santa Cruz, Luis Fernando Camacho, the former president Jeanine Áñez, among other officials, are accused of the alleged crime of terrorism. Furthermore, the agency indicated that the penalty must be proportional to the degree of involvement of each accused.

spot_img

López Obrador and Biden discuss border ‘enforcement actions’

by Mexico News Daily

President Andrés Manuel López Obrador and United States President Joe Biden agreed on Thursday that “additional enforcement actions” to stem the flow of migrants are needed before currently closed border crossings can reopen, according to White House spokesman John Kirby.

The two presidents spoke by telephone three days after U.S. Customs and Border Protection (CBP) closed international railway crossing bridges in Eagle Pass and El Paso, Texas, “in order to redirect personnel to assist the U.S. Border Patrol with taking migrants into custody.”

Migrantes viajan sobre un tren de carga cerca del cruce fronterizo de El Paso/Ciudad Juárez. La entrada a Estados Unidos por ferrocarril se ha convertido en una preocupación para los políticos del vecino Texas. — Migrants travel on a freight train near the El Paso/Ciudad Juárez border crossing. Entry into the United States by rail has become a concern for politicians in neighboring Texas. (Pedro Anza/Cuartoscuro.com)

Kirby, spokesman for the White House National Security Council, told reporters that the “two leaders agreed that additional enforcement actions are urgently needed so that key ports of entry can be reopened across our shared border.”

He also said that a delegation of U.S. officials including Secretary of State Antony Blinken, Homeland Security Secretary Alejandro Mayorkas and U.S. Homeland Security adviser Elizabeth Sherwood-Randall would travel to Mexico in the coming days to discuss the migration issue with López Obrador.

“Their visit will really be about getting at the migratory flows and talking to President López Obrador and his team about what more we can do together,” Kirby said. “There’s probably more we can be doing.”

CBP has recently closed other border crossings including the Lukeville Port of Entry in Arizona, which remains out of action.

Organizations including top Mexican farm lobby CNA and the Mexican Employers Federation have expressed their dissatisfaction with the rail bridge closures, pointing out that they will cause significant economic losses.

Rail freight operator Union Pacific cited a figure of US $200 million per day, and asserted that “during this massive [migration] surge only 5 people have attempted to come into the U.S. on Union Pacific trains in the last 5 weeks.”

For its part, the CBP said it had observed “a recent resurgence of smuggling organizations moving migrants through Mexico via freight trains” and announced it was “taking additional actions to surge personnel and address this concerning development, including in partnership with Mexican authorities.”

The Associated Press reported that “migrants often ride freight trains through Mexico, hopping off just before entering the U.S.”

The CBP’s decision to suspend operations at the two rail bridges came after a period during which large numbers of migrants had crossed into Texas, where Governor Greg Abbott signed into law on Monday what his government called “a transformative package of border security legislation.”

One law set to take effect in March “creates a criminal offense for illegal entry into this state from a foreign nation,” according to a Texas government statement.

López Obrador called the law “inhumane” and said Mexico would challenge it.

He also spoke to Biden about migration during a meeting in San Francisco last month.

At the time, López Obrador said that further progress needs to be made on the migration issue, but noted that the two countries were working together on the issue.

He also thanked Biden for the legal migration pathways his administration has opened up for citizens of certain Western Hemisphere countries and acknowledged that his administration hadn’t built any additional wall on the Mexico-U.S border – at least not yet.

Biden thanked López Obrador for his “cooperation” and “leadership” on the migration “challenge,” telling his counterpart that he knew such work was not easy.

“We’re taking a balanced approach that lies at the heart of the Los Angeles Declaration on Migration and Protection. … It includes enforcing our borders … and opening a historic number of legal pathways for migrants,” he said.

Migration is a key focus of the bilateral relationship between Mexico and the United States, and the amount of attention the issue gets is only going to increase as both nations head into an election year, and large numbers of people continue to seek a better life in the U.S.

CBP encountered a record high of almost 2.5 million migrants at the U.S.-Mexico border in fiscal year 2023, which ended in September, while “December 2023 has so far seen some of the heaviest arrivals ever of migrants, mostly asylum seekers, at the … border,” according to the Washington Office on Latin America.

With reports from Reuters, USA Today and AP

spot_img

NOTICE OF ELECTION SAN MATEO COUNTY Main Arguments

NOTICE IS GIVEN that major arguments for or against the measures may be submitted in writing to the San Mateo County Registration and Elections Division, 40 Tower Road, San Mateo, CA 94402, for printing and distribution. to voters, in accordance with the provisions of the California Election Code, no later than 5:00 p.m. on December 12, 2023. The rebuttal arguments of the authors of said main arguments may be presented in the same way no later than 5:00 p.m. from December 19, 2023.

The printed arguments submitted to voters will be titled either “Argument in Favor of Measure ___” or “Argument Against Measure ___,” and “Rebuttal to Argument in Favor of Measure ___” or “Rebuttal to the Argument Against Measure ___”, respectively.

All printed arguments must have the following model statement attached, which must be signed by each author and proponent, if these are different from the argument:

Hereby, the undersigned proponent(s) or author(s) of the argument ___________ (main/rebuttal) ___________ (for/against) the Measure _________ on the Ballot of the _________________________ (name of election) for the __________________________ (name of jurisdiction) to be held on _______________ (date of election) declare(s) that said argument is true and correct to the best of their knowledge and belief.

Signed

__________________

__________________

Date

__________________

_________________

The main arguments should not be more than 300 words. Only one argument for and one argument against each measure will be selected to be printed and distributed to voters. The arguments may not have more than five signatures.

Authors of the main arguments for or against each bill may draft and present rebuttal arguments not to exceed 250 words. The authors may authorize in writing any other person or persons to draft, present, or sign the rebuttal argument. Rebuttal arguments may not have more than five signatures.

ALSO, NOTICE IS GIVEN that an inspection period of 10 calendar days will be established for the public review of said arguments. During this period, any registered voter, qualified to vote on the measures, or the elections official, may seek an order or injunction requiring that some or all of the material be modified or redacted. The review period for key arguments for or against ballot measures will begin at 5:00 p.m. on December 12, 2023 and will end at 5:00 p.m. on December 22, 2023. The review period for rebuttals to the main arguments for or against ballot measures will begin at 5:00 p.m. on December 19, 2023 and will end at 5:00 p.m. on December 29, 2023.

 

ALSO, NOTICE IS GIVEN that Vote by Mail (VBM) ballots, Vote Center ballots, and marked Provisional Ballots from the Presidential Primary Election to be held on Tuesday, March 5, 2024, will be counted in the place indicated below:

San Mateo County

Registration and Elections Division

40 Tower Road

San Mateo, CA 94402

IT IS ALSO NOTIFIED that for this Presidential Primary Election the polling places will be open from 7:00 a.m. to 7:00 p.m. to 8:00 p.m. on Tuesday, March 5, 2024.

Dated: __________

_/s/_Mark Church

Chief Election Official and

County Assessor-Clerk-Recorder

12/29/23

CNS-3767710#

EL REPORTERO

spot_img

Food banks, a very helpful alternative for immigrant and low-income families in SF

Voluntarios ayudan a preparar bolsas de comida en un banco de comida en SF. Volunteers help prepare bags of food at a food bank in SF.

by Olman Valle Hernández

Getting to the United States is not easy for thousands of immigrant families who enter the State of California every day, and who are looking for a way to stabilize themselves in San Francisco, known as a Sanctuary City.

The City offers many aids and benefits to people who seek the American dream in precarious economic conditions while they struggle to pay for housing or face the difficult task of being received by family or friends while finding personal, work, social and stability. food.

That is why food banks have become places of great demand due to the needs of people who live in the city and thanks to religious and non-profit organizations they facilitate and provide this type of support that consists of food boxes. food containing milk, eggs, basic grains, bread, vegetables, oil, among others.

Currently in the city there are different social assistance programs, and one of them is food banks. These organizations, with the help of volunteers, are dedicated to recovering food – especially non-perishable foods – from companies and supermarkets. They do this through officially recognized charitable and social aid institutions. They are the ones who have the closest contact with the groups of people in need, which avoids any waste or misuse of donations.

Food banks operate in developed societies, such as San Francisco, where they awaken the spirit of solidarity and spread the human and cultural values necessary to help mitigate the social inequality that is manifested in the existence of food surpluses and pockets of poverty and existing marginalization.

Mrs. María Elena Carballo, 64 years old, who has lived in San Francisco for more than 40 years, is a beneficiary of the food program in San Francisco, which is located on 17th and Mission streets, and where 500 people are currently benefiting. families from the surrounding area, including Asians and Latinos.

Ella Carballo claims that this type of help generates a sigh of relief and savings in her pocket to cover other basic needs.

“For me it is of great help that every 15 days according to the calendar they support us, and even more so for an elderly person like me; This helps me and saves me a lot, because then I no longer have to go to the Markets to buy, and I buy some other basic personal things that I need at that moment,” said Carballo.

In such a situation, the national network of food banks, Feeding America, exists within the city, which obtains and distributes more than 6,000 million meals a year in communities throughout the United States, and is a leading entity in our country in the fight. against hunger.

To get this help in San Francisco you must do a search by zip code or state with the food bank locator, and contact the food bank that serves your area. These will give you information about nearby free food pantries and programs.

In San Francisco there is the Feeding America network, which has 200 food banks and 60,000 community kitchens and feeding programs throughout the Bay Area. It serves virtually every community with free food, without expecting a donation or reimbursement in return.

Food banks and their agencies are committed to providing a friendly and confidential service, and visitors are expected to go through a brief intake or registration process without imposing their immigration status.

spot_img

‘Differentiated Prices’: the program of 20 products that Milei agreed to counteract inflation

by El Reportero wire services

The Government of Argentina agreed with supermarket chains to apply a 20 percent discount to a list of mass consumption goods.

The Argentine supermarket chains launched the ‘Differentiated Prices’ program this Tuesday, after reaching an agreement with the Government of Javier Milei to maintain, on a provisional basis, a 20 percent discount on a list of mass consumption products.

The ‘Red Súper Argentinos’, made up of the Argentine Chamber of Supermarkets (CAS) and the Argentine Federation of Supermarkets and Self-Services (FASA), reported that the products designated for the basic basket will be available from this Wednesday, December 27 and for 60 days in all the country.

La Red announced the program after a series of meetings with the Argentine Secretary of Commerce, Pablo Lavigne, and the Undersecretary of Consumer Defense, Fernando Blanco Muiño.

However, this is a private sector initiative, which until now has not been announced by the ‘libertarian’ Government. From a discursive point of view, President Milei was always against price control policies and in favor of letting them “self-regulate” through the logic of supply and demand.

Continuity or free market?

However, the Differentiated Prices program appears to be the replacement for the Care Prices and Fair Prices programs, applied by the Government of Alberto Fernández to try to contain, without success, an inflation that exceeded 160 percent year-on-year in November.

Unlike the previous ones, this agreement, of which no further details were offered, covers a much more limited list of products than the previous ones, which exceeded 1,700 items. Furthermore, as supermarket chambers clarified, it does not imply a “freezing” of prices.

“In this new stage, without price controls, freezes and other forms of State intervention, businessmen contribute, voluntarily and temporarily, so that the inflationary scourge affects the purchasing power of consumers to a lesser extent,” said the Red Súper Argentinos in a statement.

“In this way, Argentine supermarkets reaffirm their permanent commitment to the country and the consequent support for the current management, offering essential products at very convenient prices for their customers,” says the released note.

The list would cover sugar, grass, noodles, flour, oil, salty and sweet cookies, eggs, milk, bread, legumes, tomato puree and dulce de leche. Also soft drinks, tea, cooked mate, toilet paper, toilet soap, bleach, kitchen rolls and detergent.

After winning the elections, the current president, Javier Milei, recognized that in the first months of his Government, which has already begun to apply a harsh adjustment, there will be a situation of “stagflation”, but he promised to “finish it” in two years at most. with skyrocketing inflation, a chronic problem in Argentina.

López Obrador confirms that his last year of government will be dedicated to the revolutionary Felipe Carrillo

The president of Mexico, Andrés Manuel López Obrador, confirmed this Tuesday that 2024, the last year of his government, will be dedicated to the Yucatecan politician, journalist and revolutionary Felipe Carrillo Puerto, murdered on January 3, 1924.

“He was with (Emiliano) Zapata, he was a revolutionary and then he governed Yucatán and he governed for the poor, for the indigenous people; education and the participation of women in public life were greatly promoted. And it is history, it is legend in Yucatán, in the people of Yucatán, so that is why we are going to dedicate the last year of the government to him,” López Obrador said in his morning press conference.

Jeanine Áñez and Fernando Camacho are formally accused in the context of the ‘Coup d’état I’ case in Bolivia

In Bolivia, the Public Ministry presented a formal accusation, requesting between 15 and 20 years in prison for eight of those involved in the ‘Coup d’état I’ case. The governor of the department of Santa Cruz, Luis Fernando Camacho, the former president Jeanine Áñez, among other officials, are accused of the alleged crime of terrorism. Furthermore, the agency indicated that the penalty must be proportional to the degree of involvement of each accused.

spot_img

Oaxacans celebrate 30 years of organizing

Text and photo by David Bacon

On December 1 the Centro Binacional de Desarrollo Indigena Oaxaqueña (the Binational Center for Oaxacan Indigenous Development) celebrated its 30th anniversary. Dancers, musicians, gigantes and diablos led several hundred indigenous Oaxacan families, together with a handful of community supporters, as their procession made its way out of the Hall of Industry, and then through the Fresno County Fairgrounds.

The Centro is the sister organization of the Frente Indigena de Organzaciones Binacionales (Indigenous Front of Binational Organizations). Both were established in the early 1990s, and have chapters and offices throughout the communities in rural California where Oaxacan migrants have settled.

Thirty years ago few could have predicted the growth in the political presence of California’s Oaxacan community. Today dozens of people staff four CBDIO offices, speaking seven indigenous Mexican languages. Building that base through those years helped the community survive when the pandemic hit.  CBDIO and FIOB activists distributed food to keep people eating.

In these photographs Oaxacan community activists show their deep roots – the culture of small indigenous towns in Mexico has been reproduced and is celebrated in California, 2,000 miles north.  In the quotes below leaders of FIOB and CBDIO explain the context of this work and its origins.

The late Rufino Domínguez Santos was a co-founder of both FIOB and CBDIO, together with Gaspar Rivera Salgado, director of the Center for Mexican Studies at UCLA. Oralia Maceda, who heads the CBDIO office in Fresno, has been an organizer with FIOB for many years.

Rufino Domínguez Santos, Communities Without Borders (Cornell University/ILR Press, 2006): “Indigenous Oaxaqueños understand the need for community and organization. When people migrate from a community in Oaxaca, in the new places where they settle they form a committee comprised of people from their hometown. They are united and live near one another. This is a tradition they don’t lose, wherever they go.

Beyond organizing and teaching our rights, we try to save our language. Even though 500 years have passed since the Spanish conquest, we still speak it.  We are preserving our way of dancing, and rescuing our lost beliefs — that nature is something sacred for us, just as it was for our ancestors.”

Rufino Domínguez Santos – The Right to Stay Home:  How US Policy Drives Mexican Migration  (Beacon Press, 2013):

“The labor of migrants in the U.S. has been used throughout its history.  They tell us to come work, and then when there’s an economic crisis, we’re blamed for it.  This policy of attacking migrants has never stopped in the United States.  They accuse us of robbing other people’s jobs, and our rights are not respected.
But neither Republican nor Democratic administrations have acted to pass legislation to legalize migrants, and this is the solution to the problem.  They’ve done nothing.  Instead, we’ve seen a policy of deporting migrants, of imprisoning them unjustly.  This doesn’t accomplish anything.  We feel like we’re shouting at a wall because we can’t change any of this.”

Oralia Maceda – Communities Without Borders (Cornell University/ILR Press, 2006):

At first there were no women involved in FIOB. “Rufino asked me to share my experiences in Oaxaca, and we started going to different cities – Fresno, Selma, Santa Maria, and Santa Rosa.  Once we had a women’s conference, but there were more men than women.  We encouraged them to bring their wives since it is important for all people to know their rights.
Today, women sometimes participate more than men.  The biggest obstacle for women is the lack of time.  They have to work in the fields, and take care of their families.  They don’t have childcare.  When they come to meetings they worry about their kids and get distracted.  Transportation is much more difficult here. In Oaxaca I can take a bus anywhere.  Here there is no transportation in rural areas.

I believe men have to be more conscious of women’s needs, so they can participate.  But it is women’s responsibility to find out how and get involved.  I told my mom to not to ask me again to quit because it would be the same as if I asked her stop going to church. I told them, this is my life and I like it here.  My family got the message.”

– Gaspar Rivera Salgado and Jonathan Fox – Indigenous Mexican Migrants in the United States (UCSD, 2004):

“The parallel process of long-term settlement and geographic concentration has led to the creation of a “critical mass” of indigenous Oaxacans, especially in California … Their collective initiatives draw on ancestral cultural legacies to build new branches of their home communities.
Their public expressions range from building civic-political organizations to the public celebration of religious holidays, basketball tournaments involving dozens of teams, the regular mass celebration of traditional Oaxacan music and dance festivals such as the Guelaguetza, and the formation of village-based bands, some of which return to play in their hometown fiestas.”

– Sarait Martínez, director of the Centro Binacional de Desarrollo Indigena Oaxaqueña, Article for Arte Americas accompanying the exhibit, “Boom Oaxaca:”

The implementation of the North American Free Trade Agreement devastated the local economies of Indigenous communities.  Because they depended on the production of corn and other commodities, when the treaty allowed U.S. corporations to dump corn on the Mexican market it forced people in those communities to migrate. Once in the U.S., those uprooted from communities where they’d lived for generations faced exclusion economically, socially and politically, both as migrants and as Indigenous people.”

The multi-billion-dollar agriculture industry in California is based on cheap labor and the exploitation of farmworkers. Agricultural work is seasonal, and farmworkers employed on a seasonal basis earn an average annual income of $18,000, making it extremely hard for them to sustain their families.

Yet despite the essential nature of their work, undocumented workers still have no social net programs helping them survive during the offseason period, and were excluded from the Federal pandemic assistance bills. Because of their undocumented status, they can’t apply to unemployment or other supplemental income, causing a long-term effect impact on their children and families.”

Farmworkers need a path to citizenship as their lack of immigration status makes them vulnerable in the workplace and the community. The global COVID-19 pandemic exacerbated that inequality. Farmworkers were called essential, but that didn’t translate into benefits. Instead, the COVID-19 Farmworker Study found they were systematically excluded.”

The Central Valley has a long history of farmworker resistance.  Although farmworkers have the right to organize, there is still a huge power imbalance between workers and their employers.  As they struggle to live, big companies now seek to increase their exploitation by expanding the H-2A temporary worker program. Farmworkers will survive and thrive despite this and other barriers, but the government has a responsibility to respond to their needs and humanity, not just grower complaints of a labor shortage.
As we struggle to heal from the pandemic and its impacts, we need to honor indigenous farmworkers with policies that will make their lives better.”

spot_img

Say hello to Santa and Mrs. Claus in Redwood City

by Magdy Zara

Like every year, Redwood City presents its Christmas light show and attractions, which is a wonderful opportunity to enjoy with the family.

This majestic spectacle is 20 to 30 minutes of high-energy holiday vibes: Christmas tunes, thousands of twinkling lights, and a laser-lit sky.

Each night there are two shows, one at 6:30 p.m. and another at 8 p.m., on the Valota Road side of Red Morton Park, with 752 Valota Road the main attraction.

December 23 will be a special night, as it will have the special presence of Santa Claus and Mrs. Claus, with whom attendees will be able to share and take photos.

The light show is from Dec. 16 to 31, starting at 6:30 p.m. at Red Morton Park-Valota Road 752 Valota Road Redwood City.

San Francisco Children’s Choir present at “The Nutshell” 2023

If you want to enjoy the entire world of dance in one show, you can’t miss this year’s The Nutshell, the immersive celebration of the Nutcracker that includes all dancers and all cultures.

NUTCRACKER, A CLASSIC HOLIDAY TRADITION, RETURNS TO SAN FRANCISCO BALLET  DECEMBER 8–27 - San Francisco Ballet

This will be a show featuring classical Chinese and Indian dance, flamenco, folklore, jazz dance and more, all to the familiar music of Tchaikovsky’s The Nutcracker.

This year there will be the special participation of the San Francisco Children’s Choir, who with their joy and festive program will contribute to celebrating these festivities.

The nutshell! It’s more than just watching dance. Brave audience members, young and old, will be recruited as mice and soldiers for the battle scene.

The presentations will be on December 21 and 22, at 7 p.m. at the Mannakin Theater and Dance, iMPACt Center for Arts and Dance 1625 Bush St Suite 4, San Francisco.

“Christmas Eve in Mexico” Concert

In Mexico, Christmas is not just one day, but an entire season of Christmas-related celebrations that combine indigenous culture, Spanish heritage and many other influences, which is why a concert with Mariachi music and dance has been designed. folklore.

In this concert, the Los Angeles Folkloric Ballet and Jaime Cuéllar’s Mariachi Garibaldi embrace some of the traditions that people in Mexico celebrate during the Christmas season.

The concert will be next December 22 at 7:30 p.m. at the Gallo Center for the Arts. 862 10th St, Modesto.

spot_img

It’s always the right time to plan for retirement

Content sponsored by JPMorgan Chase & Co.

Whether you’re just entering the workforce or plan to stop working in a few years, it’s never too early – or too late – to save for retirement.

Ideally, retirement planning and saving should start as soon as you get your first paycheck, but it’s easy to focus on more pressing expenses in your 20s, 30s and 40s, like paying for a house or raising children. By your 50s or 60s, however, you might feel you haven’t saved enough to avoid worrying about financial security in retirement.

There’s always time to make changes. Consider these options to protect your assets, build credit, and maintain and grow your investments for a financially worry-free future.

Start with the basics

No matter your age or current financial status, the following steps are the foundation of most retirement plans.

– Begin with a 401(k). If available, consider joining your employer’s retirement plan, like a 401(k). You can set up automatic deposits each pay period, and many employers will match your financial contributions, giving you more funds for the future.

– Consider opening an IRA. Find out if you’re eligible for an individual retirement account (IRA) and consider contributing what you can. You can have an IRA in addition to an employer-based plan.

– Put your money to work. A general investment account has the potential to grow your savings even more.

– Play catch up

Understanding your current financial picture and planning for benefits, like Social Security and pensions, are important steps to figuring out how much income you may have in retirement.

If you’re nearing your projected retirement date and you don’t think you have enough saved to maintain your current or desired lifestyle, here are a few considerations to help get you in a better position.

– Make catch-up contributions. Many tax-advantaged retirement savings accounts, like IRAs and 401(k)s, allow catch-up contributions for people 50 and over. That means you can contribute more than the government-set maximum each year, up to a certain amount, to make up for what you didn’t contribute in the past.

– Make sure you have adequate insurance. In addition to making sure your life insurance is current, look into long-term care and disability insurance before you retire to save money on future health care costs.

– Consider your home equity as part of the equation. If you plan to remain in your home, a home equity line of credit may be another option to fund certain expenses in retirement. If you choose to downsize to a smaller home, it may free up cash in your home’s equity for you to use.

– Tap other sources of income and equity. Do you have taxable brokerage accounts or other general savings? Include these funding sources, if you have them, when projecting how much you’ll have in retirement.

– Keep working. A growing number of people are working in semi-retirement and developing portfolios that produce passive income. Some might continue working full-time for longer than planned to build more savings. If you can generate enough income and are able to wait until age 70 to claim Social Security, it may allow you to maximize benefits over your lifetime.

Make a plan

No matter your current financial situation, set aside some time to review your options. There are many helpful tools, including articles, calculators and financial advice from professionals, to help you craft a roadmap to transition to your years in retirement.

Planning for your unique situation may help you get closer to where you want to be in retirement, even if you don’t feel that you’re there yet.

For more information and online retirement articles, tools and calculators, visit chase.com/retirement.

spot_img

San Francisco Hispanic Chambers of Commerce hold toy drive

L-R: 1. Alex Maltez, President Nicaraguan American Chamber of Commerce Northern California, 2. Fati Samereie, wife of Masood Samereie, President, San Francisco Council of District Merchants Associations. 3. Tracey Sylvester, from EHS Pilates, board member Mission Merchants Association. 4. Rodney Fong. President, San Francisco Chamber. 5. Roalndo Prado, Small Business Manager, San Francisco Chamber, 6. Martha Vaughan, CEO, Nicaraguan American Chamber of Commerce Northern California. 7. Carlos Solórzano, CEO, Hispanic Chambers of Commerce of San Francisco. 8. Erick Arguello, President, Calle 24 Council. 9 Massod Samereie, President, San Francisco Council of District Merchants

by Olman Valle Hernández

With the aim of bringing happiness to children from low-income families in the Mission area of the city of San Francisco, representatives of the Hispanic Chambers of Commerce held a toy drive that will be delivered at Christmas.

L-R: Carlos Solórzano Cuadra and Erick Arguello

John Jacobo, Vice President of Street and Cultural District of Latinos of the Mission, expressed that this is an effort that year after year the different Hispanic chambers have been developing in order to help families that are just arriving to the city.

“This effort that is made together with community organizations, we know that there are many children and young people from families who have just arrived from other countries and that their parents make the greatest effort to survive in a very expensive country and city where Starting from scratch is very hard,” said Jacobo. “That is why the toy drive we deliver will help save parents’ pocket money.”

Everything collected will be managed by the different partner organizations, the chamber and mainly the MAPI foundation, which has worked with low-income children of the Mission since 1970,” said the vice president, during the event that took place at Amado’s club, located on Valencia Street. It was also about helping the establishment, which had recently closed its doors, to generate income.

Carlos Solórzano, general director of the Hispanic Chamber of Commerce in San Francisco, expressed that there are other purposes and actions to help in the Latin Mission district and one of them is to support small businesses that have had difficulties since the pandemic. of Covid 19, theft problems and bicycle lines that have hindered access to parking that have decreased business clientele.

“We have decided to work together with the Association of Merchants of the Mission, The Council of the Mission and in total there are more than 36 organizations that we are supporting our people to continue promoting small businesses, and as well as all those street merchants. “They have had problems in the Mission squares,” said Solórzano.

It is estimated that the toys will be delivered through a census where the most humble sectors of the Mission District have been identified.

The activity was enlivened by the participation of a salsa and jazz music group, who made those present dance and delight, as well as serving the guests at the bar with cocktails and delicious food.

Amado’s is a vibrant bar and music venue on Valencia Street, which closed its doors last week and its owner, David Quinby, publicly blamed the San Francisco Municipal Transportation Agency’s controversial decision to implement a protected bike lane in downtown the street. The club closes after eight years.

A more trivial reason for the closure was declining sales, which were down 80 percent.

spot_img

Moving the Valencia St. bike lane experiment to South Van Ness is the best option for everyone

Marvin Ramírez, editor

I love bicycles; however, the Valencia Street bike line must be moved to South Van Ness Avenue.

It is not necessary for bicyclists to use Valencia Street just to pass and on their way to damage the businesses that their owners are trying so hard to keep afloat after the devastating pandemic.

Let’s face it, bicycles do not contribute to businesses in the area, not even to feed the parking meters, much less to pay taxes. But the City is using drivers taxes to provide benefits that ultimately kill their businesses.

Bicyclists just need a path to ride safely from home to work and back, and South Van Ness is the perfect street. It is wide enough to create a safer path for them.

SFMTA Director Jeffrey Tumlin and Board Chair Amanda Eaken wrote an op-ed Tuesday called “We all love Valencia Street. Let’s make sure it works for everyone.”

That “we love Valencia Street” doesn’t seem to be sincere to my opinion and perhaps others’ as well because it wasn’t until when several merchants associations organized a press conference and gathered together on Dec. 5, to denounce the abuse of businesses by the SFMTA with the installation of the bicycle way, that the issue was put in the front burner.

Those acculturated to the use of bicycles cry out for the lives of cyclists and criticize that the demand for more parking spaces do not consider the lives of those who circulate on two wheels.

However, why did they pick Valencia Street in the first place, knowing they would be destroying trendy shops and restaurants when parking was lost, which would result in closing businesses and loss of jobs? I don’t understand.

Also, look at the majority of bike riders, they are mostly young people who don’t need cars, unlike those who have families and need a vehicle to transport them. Those drivers are the ones who support the local businesses, not the bike riders.

The advocates for bike lanes don’t even mention the alternative lanes at South Van Ness as an option; they only argue about how to make it work on Valencia Street, despite that the Van Ness option was mentioned and suggested at the press conference.

You can’t take away revenues from the business sector just to please the bicycle culture – just because they have a strong lobby due to their numbers that translate into voting power.

I went to the toy drive organized by the SF Hispanic Chamber of Commerce (SFHCC) on Tuesday at Amado’s, vibrant bar and music venue on Valencia Street, which closed its doors last week and its owner, David Quinby, publicly blamed the San Francisco Municipal Transportation Agency’s controversial decision to implement a protected bike lane in the middle of the street. The club closed after eight years in business. A more trivial reason for the closure was declining sales, which were down 80 percent.

Carlos Solórzano Cuadra, SFHCC’s CEO, said that despite the good intentions of the San Francisco Metropolitan Authority, there is a problem that has been created with the now infamous middle lane on Valencia Street, because what it has done is affect business, especially the loss of regular parking. Although, he said, a requirement for commercial parking was made by the merchants previously, it showed that they do not work. Yellow zone commercial parking spaces remain empty most of the time, and drivers who need to park get a parking ticket when they have to use them.

“At the moment the priority we have is to protect the small businesses that are still open and those to come in the future so that people can visit local businesses, increase tourism, improve the economy,” Solórzano said to El Reportero.

Solórzano said that something important in this is that you have to take businesses into account and pay a visit to local businesses. He said “there was a plan with the main chambers of San Francisco, together with Calle 24 Council and the Commission of Merchants of the Mission to see where bicycle traffic is best so that it does not affect small businesses.

But, as I mentioned before, Valencia Street should not be an option for bicycle lanes, because, you either save and promote businesses – with plenty parking spaces available – or destroy them by ceding the reign of the street to bicycles, which don’t pay taxes nor contribute to the economy of this commercial corridor.

And, I strongly suggest, move the bike lane to South Van Ness. Why haven’t you thought about it before? Why haven’t you foreseen how it would have affected business at Valencia Street before you went on to change the whole ball game?

And besides, the SFMTA is a separate government within the government, and its managers are nonelected officials, who are not accountable to the people. But they get to do what they want with the approval of the elected politicians and change our lives as they please with our tax-payer dollars. They should be fired and the agency disbanded.

spot_img